We see a LOT of talk about investment for retiring, but one thing we don't see on here is investment for estate and inheritance planning, which is something I am trying to help my elderly mother with. I am not looking for specific personal advice, just for general concepts, I have tried asking in other sub reddits, only to be swarmed with replies about how people should not leave money to their children, etc.

Here is the situation, my 87 year old mother has ample government pension income to support her lifestyle, plus IRA, cash in money market account, and she owns a sizable amount of land that she inherited 20+ years ago, which will again step up when she passes away. She may soon be getting another $55,000 - $90,000 per year of dividend like income that can't be DRIP reinvested that needs to go somewhere.…