They are proposing the following to me: 45 y/o male currently mostly in cash. Based on our discussions and my risk factor, they are saying 70/30 stocks and bonds. THey are saying it would be a blend of fidelity and non fidelity funds/etfs. I would start with about 50k to invest and the fee would be 1.5% and would drop if I chose to put in more money with them:

Asset Class Percentage

Domestic Stock 51.3%

Domestic Large Cap Stock 35.2%

Domestic Mid Cap Stock 10.0%

Domestic Small Cap Stock 6.1%

International Stock 22.5%

Intl Developed Large Cap Stock 15.8%

Emerging Market Stock 4.0%

Intl Developed Mid Cap Stock 2.4%

Intl Developed Small Cap Stock 0.3%

Bonds 23.5%

Muni Inv Grade Bond 15.4%

Other Bond 6.4%

Muni HY Bond 0.7%

Intl Developed Mkt Bond 0.6%

Taxable Dom Inv Grade Bond 0.4%

Taxable Dom HY Bond 0.0%

Convertible Bond 0.0%

Intl Emerging Mkt Bond 0.0%

Short Term 2.5%

Other† 0.2%

Total 100.0%

Fund Percentage

Strategic Advisers Municipal Bond Fund 21.4%

Strategic Advisers Equity…