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Loud Wealth vs. Stealth Wealth: Why Materialism Fades Over Time

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I’m a proponent of stealth wealth . It makes for a more peaceful life with lower expectations and less scrutiny. The last thing you want to do is show off and put you and your family in danger.

Stealth wealth is also the natural endgame of following FIRE principles for decades. If you keep living well below your means, which is required to retire early, your investments will eventually compound faster than you can spend.

So by default, every long-term FIRE practitioner eventually becomes a stealth wealth practitioner. Whether they mean to or not.

The Three Easiest Ways To Practice Stealth Wealth

In private, you can do whatever you want. But in public, staying low-key is better. Here are three simple steps to follow:

1) Dress simply. No designer brands or fancy outfits. Clean, comfortable clothes are all you need. Think jeans, t-shirt, warm jacket, sweater, sneakers, baseball hat.

2) Drive an old car. Driving a new car is stressful and can attract unwanted attention.…

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