Ever arrive at a beach town only to realize you forgot your prescription sunglasses or high-SPF sunblock? It can be frustrating and expensive.

According to packing data from Radical Storage, the average traveler forgets two essential items per trip, resulting in about $53 in immediate replacement costs.*

Some replacements are a total loss, but did you know that you can turn others into a tax advantage?

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By leveraging your health savings account ( HSA ), you can repurchase forgotten essentials using pre-tax dollars — effectively giving yourself a 25-30% "tax…