Looking for opinions on what you’d do in my situation. I currently own two properties: Primary home: mortgage balance around $310k at 6.625% Townhome: fully paid off One factor that weighs heavily on my decision is job security.…
I accidentally paid my car loan twice. One for the actual monthly amount and the 2nd was $1500 to pay for some bills. But instead of transferring it to another bank, I sent it to the car loan and it already posted.…
I was in an accident and the insurance is offering me a $15k settlement. They said this amount includes both my medical bills and pain/suffering. My medical bills total about $12,484 (Hospital: $8,330 + $50 + $1564; PT: + $1,740 + $800).…
Incoming junior in college. I want to gain financial independence but I dont really know where to start? I don't know where to find a job or how to sustain and I am just very scared in general about balancing a job and academic life.…
Hello ! I am a new grad (22) and I am looking to start saving to move out, set myself up for the future, etc. My circumstances: - 8k in savings - 25k in federal student loans (will be aggressively paying off half of it the coming year) - starting remote…
I’m 23F, I work as a writer & marketing person in remote roles. I have been working ever since I was 18 years old. I have a gold asset of 830g, which would be now 1.30 Cr, I have been seeing a lot of trade portfolios and chatgpt telling me to liquidate…
My mother has around £40,000 that’s just been sitting in a stocks ISA not invested in anything. I have finally encouraged her to invest the money but she is having nothing of my advice for what to put it into, (I primarily trade options and individual…
I know this has been asked multiple times but looking for advice on handling closing costs. Today is Friday and we are after business hours so moves won’t happen until Monday morning. Closing is this coming Friday.…
I'm offered a HMO plan through work with a HRA that would cover my OOP max & the plan has no deductible. They don't offer any HDHPs so I would get it on my own, meaning no employer match. What do you think, still worth it to do the HDHP/HRA on my own?…
My husband and I desperately need a budget. Where do we start?! Currently, we bring in $5500-$6000 a month and it feels like we are living paycheck to paycheck. We rarely have any money left over to put into savings.…
Hello I work at a fire dept that has a pension as the main retirement but they also offer a 457. The 457 is not matched. But I believe is the government type(I heard that changes the benefits of the account) I currently put a decent amount into a fidelity…
Hi reddit, My father just passed away, and we're going through the nightmare of accounts and debts. I have some questions regarding one in particular.…
I'm 53 and making some changes to improve my situation at retirement. I bought my first apartment at 49 and so by the time I retire I will have a fair amount of equity in it but won't have paid it off fully.…
My wife let me know at 5pm on a Friday that she got an email from her previous employer that they would be sending her a check 6/1 for her 401k there.…
I used my card today at the gas station near my house. A few hours later I’m sitting at home and I get an email confirmation for a vacuum company saying thank you for your purchase of $1300.…
I am 29 turning 30 this year, and want to set some goals to accomplish by my 30’s. I am married, no kids currently, and own a home. What’re some realistic goals I can set? Current state: HHI: $185k.…
My mom is 76 and lives in a paid off house that is worth 550-650k but in need of several upgrades including HVAC. She has fully depleted her savings but does get $700 a month in ss income.…
I hope this is the right subreddit for this.. TLDR: Have a $400 medical bill and my dad says not to respond to it or pay it because no one pays medical bills and it won't hurt my credit if I don't pay it.…
So here is the situation. My grandpa passed away back in May 2022. He died with considerable debt and far as I knew a sizable reverse mortgage on his duplex. There was a transfer on death deed that gave the property to my mother.…
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