I’m looking to purchase a brand new car and camper in the near future. Expecting the car to run around ~30k and the camper to run around ~20k. I have the cash to buy both outright. I’ve also been rebuilding my credit the last few years (it’s around 715 currently). Would it be worth the trouble and the boost to my credit score to start out financing these purchases and then immediately pay them off so that it adds a paid off loan on my credit report? Or should I just pay in full with cash and not even bother? I should be avoiding interest either way. Also not really interested in financing but beating the interest rate by investing the cash - it seems like more work than it’s worth unless you want to change my mind.

The only big purchases I see coming up is that I do plan on going to grad school in the next 2-3 years. I’ll have to take out student loans on some of that. Other than that I don’t plan on financing or making any big purchases in the next 10 years.…