#401k

IRAs now hold a $9 trillion surplus over 401(k)s, largely due to rollovers. Learn how to secure your retirement savings against legal risks and hidden fees.

Some employers are suspending or scaling back retirement contributions, leaving workers with new questions about savings, taxes, and long-term planning.

Learn how to roll over your 401(k) to a gold IRA for added security. Discover simple steps and key pitfalls to avoid.

Hi! Stumbled upon this group just under 2 years ago and loved the idea! I was planning to update in June, but hit $1M today and thought it was a fun update. Feeling very fortunate and blessed. **Net Worth:** $1,012,000; +56% YoY.…

I work in tech and my job is slowly killing me. I have 200k in the bank, 600k in my 401k, but I was a dumbass in 2021 and took out a mortgage on a condo in Seattle that's now underwater, so I'm stuck with 60k/year in housing expenses alone.…

I'm currently on salary at my work so I have a 401K, however starting soon I will be going back to contract work instead. I'll still be working for the same company, but due to that change I'll no longer be able to contribute to the 401K.…

40 years old. Ideally I’d like to retire in my mid-50s. Feeling pretty good about tax advantaged accounts: Trad 401K $700K Roth 401K $125K Roth IRAs $260K HSA $45K.…

Hi everyone, I’m 23 (F) and trying to get serious about building wealth, but I didn’t grow up with much financial guidance and have been on my own since I was 17, so I’m learning everything as I go.…

48M/51F Looking for advice. I feel like we have done well in the accumulation stage. I have been with my employer for 27+ years. I'm a electronic technician, basically a factory worker. Nothing really special. All my money is basically in my pre tax 401k.…

I'm in my early 50s with a healthy traditional 401k. I would like to diversify with some money in a Roth IRA under a different investment strategy. I have a unique situation where I work in a tax state (MA) but live in a tax-free state (NH).…

Hello everybody. Im 26M and have around 60k in my employer 401k. I make roughly 70k and i put in 7% while my employer matches 5% Im currently investing in my own brokerage in voo and btc.…

I started planning for FIRE when I was in my late 20’s before I even knew it had a name. I did the best I could to live on one paycheck a month while putting the second paycheck away for the future.…

Let’s say I have 100k in 403b from an old job. Everything that I’m seeing online says 403b are inferior due to high fees and limited investment options.…

Coming from an immigrant family, my parents didn't teach me how to invest and do finance. I've been trying my best to learn things on the internet but finance is not my strong suit. I only started my 401k a couple years ago and my Roth IRA last year.…

Millennials might not have saved enough for retirement, but how bad can it be if your fake ID name is "McLovin"?

Pulling money from a 401(k) to buy a property now means you'll lose the power of compounding — and decades of potential growth those funds could have generated.

I have an investment account with an investment company and a separate 401k account from the company I worked for. And I have accounts with other banks and credit unions which I have managed on my own.…