#401k

I'm 381 days from retiring (November 12th 2027). If you want to know my financial situation, see this reddit post. I want to share something I learned recently, that may helps others.…

Hi personal finance gurus! I recently settled my divorce and am freaking out that I made the wrong choices in terms of what I gave up (I am the higher income earner and live in a community property state).…

Hi! I have a Roth IRA I contribute to. I also have a 401k. The company doesn’t match, but they do contribute 9%. I contribute to both. Should I be contributing more to one over the other?…

Hello. I'm in my mid 30s and have an okay job that allows me to contribute about 13-15% to my 401k. Unfortunately, I can't contribute more than that at the moment. In addition to that, I also contribute monthly to a robot advisor account.…

26 years old working a job right now where I’ll make more money than I probably ever will. (I’m a travel therapist, once I settle down somewhere pay will go down) I have no debt besides a 0% interest car loan for another 9 months.…

I am a 24M making 67,000 a year pre-tax. Currently living at home with no reoccurring expenses. I have 0 debt. I have a $5000 emergency fund, $5000 in general savings, $25000 saved for a future home, $28000 in 401K, and $6000 in an HSA.…

Good Morning all, I have a little under 2 yrs until I retire at 59.5 and my question is in regards to 401k contributions. My company matches 50% of the first 8% that I contribute.…

IRAs now hold a $9 trillion surplus over 401(k)s, largely due to rollovers. Learn how to secure your retirement savings against legal risks and hidden fees.

Some employers are suspending or scaling back retirement contributions, leaving workers with new questions about savings, taxes, and long-term planning.

Learn how to roll over your 401(k) to a gold IRA for added security. Discover simple steps and key pitfalls to avoid.

Hi! Stumbled upon this group just under 2 years ago and loved the idea! I was planning to update in June, but hit $1M today and thought it was a fun update. Feeling very fortunate and blessed. **Net Worth:** $1,012,000; +56% YoY.…

I work in tech and my job is slowly killing me. I have 200k in the bank, 600k in my 401k, but I was a dumbass in 2021 and took out a mortgage on a condo in Seattle that's now underwater, so I'm stuck with 60k/year in housing expenses alone.…

I'm currently on salary at my work so I have a 401K, however starting soon I will be going back to contract work instead. I'll still be working for the same company, but due to that change I'll no longer be able to contribute to the 401K.…

Hi everyone, I’m 23 (F) and trying to get serious about building wealth, but I didn’t grow up with much financial guidance and have been on my own since I was 17, so I’m learning everything as I go.…

48M/51F Looking for advice. I feel like we have done well in the accumulation stage. I have been with my employer for 27+ years. I'm a electronic technician, basically a factory worker. Nothing really special. All my money is basically in my pre tax 401k.…

I'm in my early 50s with a healthy traditional 401k. I would like to diversify with some money in a Roth IRA under a different investment strategy. I have a unique situation where I work in a tax state (MA) but live in a tax-free state (NH).…

Hello everybody. Im 26M and have around 60k in my employer 401k. I make roughly 70k and i put in 7% while my employer matches 5% Im currently investing in my own brokerage in voo and btc.…

I started planning for FIRE when I was in my late 20’s before I even knew it had a name. I did the best I could to live on one paycheck a month while putting the second paycheck away for the future.…

Let’s say I have 100k in 403b from an old job. Everything that I’m seeing online says 403b are inferior due to high fees and limited investment options.…

Millennials might not have saved enough for retirement, but how bad can it be if your fake ID name is "McLovin"?