#Deductible

Your financial situation may look very different now than it did a year ago. You may have opportunities to save on your family's coverage, co-pays and benefits.

Many employees are eligible to choose an HSA-eligible high-deductible health plan during open enrollment. Here's what to know before enrolling.

Family of 4 with two toddlers, choosing between two employer plans for 2027. We have 3–4 recurring appointments every week, year-round (PT, OT, and therapy for me and the kids), so roughly 150–200 visits a year.…

I'll start off by saying...Please go easy on me. Would just like to hear thoughts from people who are more knowledgeable on health insurance plans. So this is a first for me...…

I’m getting kicked off my parent’s insurance soon because of age. My employer offers 4 health plans and I’ve narrowed it down to 2 to pick from: The HDHP with HSA or the one with no deductible.…

I'm 26 and trying to decide between three health insurance plans through my employer. I've been on the HSA plan for the past two years, mainly because of the lower premiums, but I'm starting to wonder if switching to one of the other plans might make more…

Hi! I’m finishing grad school in a few months and with open enrollment info coming out (I’m in the U.S.), I’m weighing what to for health insurance when I start my full time job.…

trying to compare HDHP vs PPO when we are thinking about trying for a baby soon. currently we have the HDHP but I wasn’t sure if PPO could be more beneficial.…

I've just learned that I have an inguinal hernia that's going to need surgery, which averages about $12,000 in my area. This comes at the same time that I'm being presented with insurance for the first time in a long time (small business problems).…

Hi all! Mid-20s F, just switched jobs and deciding between health plans. Plan details to follow, but some initial context: I am in CA which limits the tax advantage of an HSA :( My employer pays 99% of premiums, so the monthly cost is $5-$8 regardless of…

Hi everyone, I’ve had some life changes recently that have made me reconsider my health insurance options for next year and wanted to see if this community could help me make a decision.…

I am 25, healthy, married. My job provides these two (not that great) options. Wife has great insurance but the cost for me to join is quite a bit. Finally making the move towards trying to learn and be smarter about my money, but I’m a bit lost.…

A scene in the new season of Netflix's show "Beef," about a high health insurance deductible, illustrates a pain many Americans experience.

Hey all, trying to sanity check pricing and avoid getting burned. **Location:** Ohio **Home:** 2-story **Roof Size:** * 33.54 squares (3,354 SF) * 380 LF perimeter * 105 LF ridge * 81 LF hip **Complexity:** * Multiple pitch levels (7/12 up to 12/12 —…

If your income is too high to deduct traditional IRA contributions, does a Roth IRA still make sense—or is a traditional IRA even worth using? Listener Bart asks a common question in the FI community.…