I know I know. I’ve made some really poor financial decisions and I’m trying to turn it around. I quit my job in February 2026, knowing I had a 401k loan balance of about 12k. I never heard anything, I can’t find any info on their site except one statement says the loan balance, and the other there is just nothing. Will I just be screwed come tax time? I’m scared to ask, I’m sure it’s beyond paying back now