Hi all,

I'm a 30M and moved back home with my family last year to save and have more time with them. I'd like to maximize the money I'm making/saving, as I anticipate moving out in the next 1-2 years and moving in with my partner. He makes roughly the same yearly salary as me.

Is my current financial setup wise? How can it be improved from a tax and life-stage perspective?

Salary: ~$120k or $4,000 monthly take-home pay after taxes/deductions. I work in sales, so a chunk of my pay is quarterly bonuses.

Monthly rent: $400

Monthly savings: I save about 46% of my take-home pay each month after expenses.…