So long story short we lost my dad in April. As time goes by I am starting to see how controlling he was with money (which is a whole different post). It does not appear that my mom has much knowledge beyond basic common sense. Fortunately she has some resources including a house with a modest mortage, a condo they own that's rented out and another investment property she plans on selling. She wants to invest the proceeds and replace the income and she's asked for my help. I know enough to know that I know nothing, so I've encouraged her to meet with not only her accountant to make sure the taxes are right but also a fiduciary to help her understand what her options are and how to move forward.

So the real question is for people who've been through this, how can I support her? As I said she's been left out historically. My dad made good money but retired early and spent it all. He inherited quite a bit but spent that too and now it's all but gone.…