I am 55 years old and am looking for information/resources for planning retirement as a never home owner. I live in Northeast USA and plan to retire here to keep my social network.

No debt. No childeen, no spouse, no pension. I have a sibling who might need my help and I keep that in the back of my mind.

I save 38% income per year and have been able to increase savings with each cost of living raise I get.

Employer conteibutes 6% of my salary to 403b

Current salary $114,000.

403B - $817000 (S&P index fund, EAFE index, PIMIX bond fund)

Roth IRA $67,000 VTSAX, VTIAX, VBLX

HYSA - $30,000

I want to plan to be in a position to retire in 10 years. Everything I read is geared toward homeowners. Any smart advice on how to plan for paying rent in retirement?

I have had a good enough apartment at a good enough price for many years. I don't need a car due to location. I think about buying a condo or LITCH rental housing with the idea that this migjt make housing expenses more predictable.…