Hey all, trying to sanity check pricing and avoid getting burned.

Location: Ohio

Home: 2-story

Roof Size:

33.54 squares (3,354 SF)

380 LF perimeter

105 LF ridge

81 LF hip

Complexity:

Multiple pitch levels (7/12 up to 12/12 — pretty steep)

Multiple hips, valleys, ridges

Overall complex layout

Scope of Work:

Full tear-off + disposal (laminated shingles)

New architectural shingles (30-year)

15lb felt

Ice & water barrier (1,675 SF)

Drip edge (380 LF)

Hip & ridge cap (105 LF)

Starter course (380 LF)

Valley metal (W-profile, 80 LF)

8 turtle vents

19 LF ridge vent

1 pipe jack

3 gable cornice returns

Full cleanup

Insurance:

Claim approved through State Farm

Total estimate: $26,926.25

My deductible: $5,600

From what I understand, if the contractor matches the insurance scope/price (~26k), I’m only paying the deductible.…