I bought an under-construction flat last year with a sanctioned home loan of ₹58 lakh. Around ₹22 lakh has been disbursed so far, and possession is expected in the second half of 2028.

My fiancée and I will have a combined monthly in-hand income of approximately ₹2.8 lakh after marriage. We are getting married next month, and I currently have savings of around ₹15–20 lakh.

We have been in a relationship for almost four years, but since we belong to the same caste, we have presented it to our families as an arranged marriage through Jeevansathi. Both families are educated and relatively middle-class.…