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What to do with leftover money?

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26 years old working a job right now where I’ll make more money than I probably ever will. (I’m a travel therapist, once I settle down somewhere pay will go down)

I have no debt besides a 0% interest car loan for another 9 months.

Savings: have $20k in a HYSA for emergency fund and $25k in a CD towards a house down payment. I’ll be married when we buy so he’ll contribute too.

Brokerage: $23k

Retirement: I have an old job’s 401k that only has about 4k. I maxed out my Roth for a few years now. Currently doing 8% in my current company’s 401k but I don’t think it will get matched (I have to stay over a year and in travel therapy we switch companies a lot to get the best jobs)

What should I do with leftover money? I’m currently putting it in my brokerage, but should I increase 401k contributions or no without a for sure match? Add more to my savings?

submitted by /u/FlakyProblem5301
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