Hi folks. My employer made the surprise announcement that they will now offer a pathway for mega backdoor Roths.

​SO and I file individually and we both max our 401k yearly and receive the company 3% match. (we both work for the same employer in the same role) ​We also have been funding​​ traditional Roth IRAs at a different brokerage at the max yearly. We also contribute to traditional non-tax sheltered private investment accounts to the tune of ~20k each yearly. We both make about $185k/yr pretax. Have about $4.4M across all accounts with ~$300k in HYSA/checking. No student loans, just a house mortgage.

Our employer also offers a 457(b) since we're a non-profit health care organization. Can you contribute this this as well? Would we even want to? ​​

I've never explored mega backdoors since it was never an option​​ here. Would we be better off moving our annual brokerage spend over to this Roth bucket instead??…